Open enrollment is here, San Antonio

Yes, this is a new ACA Marketplace plan exclusively through UnitedHealthcare in partnership with Sanitas Medical Centers. It is only offered to San Antonio, Texas residents. The plan is available for coverage starting January 1, 2026. You can enroll in the plan during the open enrollment period, which begins November 1, 2025. 

Sanitas Medical Centers offer primary health care services in locations all over the world. UnitedHealthcare is partnering with Sanitas Medical Centers in the San Antonio area to help you and your family focus on your best health. This is called a health system partnership plan, which is when a health insurance plan (UnitedHealthcare) works with a specific care network system (Sanitas Medical Centers). 

This partnership supports a value-based care model, which may offer plan members benefits like more 1-on-1 time with your Sanitas PCP, access to 9 convenient Sanitas Medical Center locations, PCPs who speak Spanish and more affordable care costs. 

Value-based care plans focus on delivering quality, affordable care that supports your health and well-being. By managing all your care through a Sanitas primary care provider, you’ll build a relationship with a provider who knows your health history and can refer you to trusted specialists when needed. And, because your care team all work together within the Sanitas network, you’ll enjoy more affordable, predictable costs while getting care that’s designed around your life.

The open enrollment period for UnitedHealthcare Sanitas plans begins November 1, 2025, and ends January 15, 2026.

• For coverage starting January 1, 2026, enroll by December 15, 2025 
• For coverage starting February 1, 2026, enroll between December 16, 2025 and January 15, 2026

Yes, with a UnitedHealthcare Sanitas plan, you’ll need to manage all your care through a primary care provider. That means if you need care from a specialist, like an allergist or cardiologist, your PCP will first need to submit a referral for you to make sure the services are in network and covered by your plan. Known as a “gated” plan, this type of coverage may help save you money and ensure you’re getting the right kind of care. 

With these plans, seeing your Sanitas Medical Center primary care provider (PCP) is your first step to getting care. Your PCP will help you stay on top of your health and refer you to network specialists as needed. If you choose to see a non-Sanitas care provider or specialist, that visit will cost more because it’s not covered by your plan.  

Unless it is a medical emergency, your first step in getting care should be your local Sanitas Medical Center. This will help you get the lowest cost of care. If you choose to visit a non-Sanitas clinic, that visit will cost more because it’s not covered by your plan.