TriTerm Medical insurance

TriTerm Medical underwritten by Golden Rule Insurance Company is short term limited duration health insurance. However, a TriTerm Medical insurance plan is more benefit-rich compared to most other short term plans with shorter term lengths. And that is one of the great features of a TriTerm Medical plan - its term length is nearly 3 years of coverage.¹ TriTerm Medical is a medically underwritten plan that offers the benefits you are likely looking for: preventive care, doctor office visits, urgent care, prescription drug coverage and more.

Plans are available for individuals and families; the primary applicant must be between 19 and 63, with coverage ending at age 65. TriTerm Medical insurance is not guaranteed issue. Several factors including prior applications, and medical history come into play when deciding if someone is eligible.

Yes. TriTerm Medical underwritten by Golden Rule Insurance Company offers a variety of plans and deductible choices to help meet your specific budget and needs. Please consider the plan details carefully before deciding.

Each covered person has a $2 million lifetime maximum benefit, on most plans.

There is a 6-month waiting period for preventive care benefits during the first year of the plan, and eligible services related to preexisting conditions won’t be covered until after you’ve been on the plan for 12 months.

Likely, yes. With 1.8 million physicians and other health care professionals, and more than 7,200 hospitals and other medical facilities in the UnitedHealthcare nationwide network,² there is a good chance your doctor is included.

There is no longer a federal tax penalty for not having ACA insurance. However, there may still be penalties at the state level, so you should consult your tax advisor for more information.