New for 2027: UCard and member ID card are separate
For 2027, you’ll receive 2 easy-to-use cards. You’ll receive both a member ID card and a UnitedHealthcare UCard®, which is your benefit award card. With 2 cards and one reliable experience, your health information is separated from your UCard and stays protected. Your cards will arrive in separate mailings, so be sure to watch for both.
Supporting you through your Medicare journey
Learn why 4 out of 5 Medicare members plan to stay with UnitedHealthcare.1
Support that matters: Brad and Charlene’s experience
Frequently asked questions about renewing your 2027 Medicare Advantage plan
You can make changes to your Medicare coverage during a few key times each year.
Annual Enrollment Period (AEP):Oct. 15 – Dec. 7 |
This is your opportunity to make changes to your Medicare Advantage plan. Your 2027 plan will be effective Jan. 1, whether you stay in your current plan or switch to a different one. |
Open Enrollment Period:Jan. 1 – March 31 |
During this time, Medicare Advantage plan members can revisit their plan choices and choose to make a coverage change. You can only make one change to your coverage during this period. Your coverage will be effective the first of the next month. |
Special Enrollment Period (SEP):Varies |
Current Medicare members may qualify for a unique 2-month Special Enrollment Period to switch to a different Medicare Advantage or Part D prescription drug plan due to a qualifying event. An example would be if your plan is closing and is no longer offered next year. |
Great news. If your current plan is being offered next year, your coverage will automatically renew starting Jan. 1. If you’re happy with this plan, you don’t need to do anything during AEP.
Your Annual Notice of Change (ANOC) is available on your member site. It will tell you about changes to your benefits, including what’s new next year. Reviewing your ANOC may help you avoid surprises.
To confirm that your provider is currently in-network, search for your provider online, or, starting Oct. 1, use the Prepare for Next Year page on your member site.
Named a Best Insurance Company
Named a Best Insurance Company
Medicare Advantage 2026 by U.S. News and World Report 2 years in a row.2
Resources to support 2027 Medicare Advantage Renewal
UnitedHealthcare Medicare Advantage members have access to resources to answer questions about 2027 Medicare Advantage Renewal.
| Common questions | Resource |
|---|---|
| Want to know when to make changes to your plan? | Check Medicare enrollment periods |
| Looking to learn what’s changing with Medicare Advantage plans for next year? | Sign in to review your ANOC |
| Checking to see if your provider is in the Medicare Advantage network? | Starting Oct. 1, use the Prepare for Next Year page on your member site or search for your provider |
| Looking for changes to Medicare Advantage prescription drug coverage for 2027? | Learn about Medicare prescription drug coverage for members |
Want to connect with an expert to ask questions about your 2027 Medicare Advantage plan?
Give us a call at the number on your UCard or sign in to your member site to review your health plan benefits and chat online with an advocate.