Whole-person health
Focusing on just the medical side of an employee’s health doesn’t offer a complete picture. Taking a whole-person approach means addressing one’s physical, mental, financial and overall health and well-being needs. UnitedHealthcare has the breadth of products and solutions to help ensure your clients’ health benefits strategy addresses all the factors that may influence employee health and well-being.
A whole-person approach to health benefits
Video transcript
EI243229451-Whole-Person-Health_Video_1920_1080 -Video Descriptive Accessibility Script
A blue U with three stripes appears on the screen. It starts to wiggle and moves offscreen to reveal an animation of a blue creating a circle. Blue text appears in the center of the circle. A female announcer is speaking. Music plays throughout.
ON SCREEN TEXT: Whole-person approach
The blue circle transforms into a triangle then a plus sign. Blue text appears at the bottom of the screen.
ON SCREEN TEXT: Employer’s bottom line
FEMALE ANNOUNCER: Can a whole person approach to health benefits transform the health of a workforce and an employer's bottom line?
The text dissolves and a video montage shows a man walking on a street looking at his cell phone, a medical person working at a computer, a woman picking up prescriptions, a woman doing yoga, and a family playing soccer. The montage dissolves to a graphic animation of a person in a circle. Blue text appears on screen. The female announcer continues speaking.
FEMALE ANNOUNCER: Let's explore why supporting employee health and well-being is more than just offering medical benefits to address pharmacy, financial, behavioral, and more for a holistic approach that may lead to a healthier, more productive workforce and significant cost savings.
ON SCREEN TEXT: 52% projected ROI for employers who invest in whole-person benefits
ON SCREEN TEXT: Return on Investment for Offering Employer-Sponsored Insurance. Avalere Health, June 28, 2022. Available: https://www.uschamber.com/assets/documents/20220622_Chamber-of-Commerce_ ESI-White-Paper_Final.pdf.
An animation shows 10 icons of people. Blue text appears on the bottom of the screen.
ON SCREEN TEXT: Workers appreciate and seek mental health support in the workplace. American Psychological Association, 2022. Available: https://www.apa.org/pubs/reports/work-well-being/2022-mental-health- support. Accessed: June 21, 2024.
FEMALE ANNOUNCER: In fact, 7 in 10 surveyed employees said their employer has a responsibility to ensure they are physically and emotionally well.
The animation dissolves to reveal blue text on a white background.
ON SCREEN TEXT: Medical benefits
FEMALE ANNOUNCER: Offering quality medical benefits is the first step, and UnitedHealthcare is helping lead the way with health plans built to simplify the health care experience and offer access to a quality network.
A video montage shows a woman with a headset working at a laptop speaking on the phone to another woman holding her baby. Then we see another woman on a couch on the phone and laptop. Blue text appears over a white background.
ON SCREEN TEXT: Pharmacy benefits
FEMALE ANNOUNCER: But pharmacy is a consideration too, since 60% of an employer's total drug spend applies to specialty medications.
An animation of a pill bottle and pills appears over a blue background with white text on the right side of the screen. The female announcer continues speaking.
ON SCREEN TEXT: 60% of an employer’s total drug spend applies to specialty medications UnitedHealthcare 2023 Fully Insured and ASO data.
The video shows a doctor writing a prescription to a patient. It then dissolves to an animation of a weekly pill box, and then to a dollar sign icon with a yellow circle around it and a blur arrow facing down. Small blue text appears on the bottom of the screen followed by larger blue text in the center of the screen.
ON SCREEN TEXT: UnitedHealthcare Provider Auto-approval Rate Report, Jan. 2023.
ON SCREEN TEXT: Specialty benefits.
FEMALE ANNOUNCER: UnitedHealthcare used cross-benefit drug management to determine the most cost-effective way to cover these medications, redirecting 60% of higher cost care to lower cost settings.
The video shows a woman at a dental appointment, a woman getting an eye exam, and a third woman getting a hearing exam.
FEMALE ANNOUNCER: Specialty benefits like dental, vision, and hearing are also important for not only supporting overall health, but also potentially helping detect early signs of serious conditions and reducing long-term costs.
The video dissolves to an animation of an eye chart with white text over a blue background.
ON SCREEN TEXT: 20+ disease can be detected from an eye exam
ON SCREEN TEXT: 20 Surprising Health Problems an Eye Exam Can Catch. American Academy of Ophthalmology, Apr. 24, 2024. Available: https://www.aao.org/eye-health/tips-prevention/surprising-health-conditions-eye-exam-detects.
ON SCREEN TEXT: Behavioral health benefits
FEMALE ANNOUNCER: Employee mental health care matters too.
An animation of a head with the brain being revealed appears with drops of water falling. The animation flips so the face is facing left and the brain icon becomes a wallet. The animation moves left revealing white text on screen.
ON SCREEN TEXT: > 50% of U.S. adults are unable to cover an unexpected expense of $1,000 from their savings
ON SCREEN TEXT: Gillespie, Lane. Bankrate's 2024 annual emergency savings report. Bankrate, Feb. 22, 2024. Available: https://www.bankrate.com/banking/savings/emergency-savings-report/.
FEMALE ANNOUNCER: With robust behavioral health benefits, employers may help employees better connect to care and support. Stress about finances may also impact mental and physical health.
The animation dissolves to a video montage of various people in various workplaces. The montage dissolves to reveal blue text over a white background.
ON SCREEN TEXT: Financial health Benefits
FEMALE ANNOUNCER: UnitedHealthcare offers integrated solutions, such as health savings accounts and financial protection benefits, to help employees manage their financial health, which may enhance their overall well-being.
Three white lines wiggling appear on the screen then opens to a white background with blue text on the screen. form
ON SCREEN TEXT: Investing in whole-person Health = Smart business
FEMALE ANNOUNCER: Investing in whole person health isn't just good for employees. It's smart business.
The text dissolves and reveals a video montage of UHC workers in various rooms of the office. It ends with a three-screen shot of a female employer, a female employee, and a mother and son. The video dissolves to a white screen with blue text.
ON SCREEN TEXT: Talk to your broker, consultant or UnitedHealthcare representative to learn more
FEMALE ANNOUNCER: That's why at UnitedHealthcare, we're taking a whole person approach to benefits, working to improve the health care experience for employers, employees, and their families.
Three blue stripes wiggle on to the screen and form a U. It dissolves to reveal blue text over a white background in the center of the screen and smaller gray text at the bottom of the screen. The music fades.
ON SCREEN TEXT: UnitedHealthcare There for what matters
ON SCREEN TEXT: The UnitedHealthcare plan with Health Savings Account (HSA) is a qualifying high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member FDIC. The HSA refers only and specifically to the Health Savings Account that is provided in conjunction with a particular bank, such as Optum Bank, and not to the associated HDHP.
Specialty benefits and programs may not be available in all states or for all group sizes. Components subject to change.
Insurance coverage provided by or through United HealthCare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.
© 2024 United HealthCare Services, Inc. All Rights Reserved. 24-3107460-I E1243229451.0 7/24
Offering quality medical care and coverage
In the U.S., more than 70% of employees, 53% of children and 36% of non-working adults receive health benefits from employer-sponsored group health insurance plans.1 What’s more is that employers rank medical benefits as the No. 1 most important benefit to offer employees.2 At UnitedHealthcare, we are working to offer medical plan and network options for employers of all sizes that are characterized by robust coverage and lower costs.
Redefining pharmacy care
As the No. 2 most important benefit to offer according to surveyed employers,2 pharmacy care is a critical piece of the benefits puzzle. When medical and pharmacy benefits are provided and managed together, care can be more coordinated across the two benefits, allowing for better health outcomes, lower costs and simpler experiences. And, at UnitedHealthcare, our integrated benefits approach has proven results.
Supporting specialty care needs
The state of one’s oral, eye and ear health can be another indicator of overall health and well-being, and that’s why specialty benefits, including dental, vision and hearing, are so critical — coming in as the third most important benefit to offer among employers behind medical and pharmacy benefits.2 They can also reduce costs: In fact, UnitedHealthcare clients have seen up to $4 to $7 per member per month (PMPM) in medical cost savings when specialty benefits are integrated with their group health insurance plans.3
Building in robust behavioral health benefits
With 12B working days lost annually due to depression and anxiety, employers are losing up to $1T in productivity costs each year.4 And since research shows that mental health and other aspects of a person’s health are often intertwined,5 adding behavioral health benefits into your clients’ offerings can help ensure employees and their families have access to the mental health support they may need. At UnitedHealthcare, we focus on delivering a guided experience that helps members find the behavioral health care they need.
Investing in financial wellness
Personal financial concerns or economic hardships can take a toll on an employee’s overall health and well-being. That financial stress can also affect an employer’s bottom line by contributing to on-the-job distraction, increased absenteeism and lower retention rates.6 In fact, U.S. employees spend more than 4 hours a week managing personal finances during work hours.7 At UnitedHealthcare, we’re working to meet the whole-person health needs of your employees, including their financial well-being.
Providing wraparound wellness support
Making healthier lifestyle choices may help reduce the likelihood of developing a chronic illness while also improving one’s overall quality of life. At UnitedHealthcare, we’re committed to helping employees access the support to be the healthiest versions of themselves.