What is menopause?

Menopause is a normal part of aging and is when you stop getting your period. You have reached menopause when it has been a full year since your last period. The time leading up to menopause may take several years. This is known as perimenopause. Menopause happens when your ovaries stop making the hormone estrogen.2

When does menopause start?

The natural transition to menopause usually starts in your mid– to late–40s. The average age for menopause is 51.3 Black women are more likely to start menopause earlier.4

Premature menopause happens before age 40. Early menopause occurs before age 45. Menopause may start earlier due to:5, 6

What are the stages of menopause?

Menopause is a gradual process that happens in 3 stages.

Perimenopause

Perimenopause is the time before your last period when your body starts making less estrogen. It may start in your 30s or 40s. Periods may be shorter or longer than usual or skip a month. You may also have lighter or heavier bleeding.3 During perimenopause, you may still ovulate. You can still get pregnant during the transition to menopause.2 Changes to your period are normal during perimenopause. You should still report them to your health care provider.3

Menopause

You have reached menopause after going a full year without a period. Once you’ve reached menopause, your ovaries no longer release eggs. This means you can no longer get pregnant. Your body also produces less estrogen.3, 6

Postmenopause

Postmenopause is the time in your life after menopause. Most symptoms lessen in postmenopause, but some may continue for several years. People in the postmenopausal phase are at an increased risk for osteoporosis and heart disease. If you have vaginal bleeding after menopause, see a health care professional as soon as possible.

What are the symptoms of perimenopause and menopause?

Each person has a different experience with perimenopause. You could have a few symptoms or many.

Menopausal symptoms are caused by changing hormone levels. Symptoms may begin up to 10 years before reaching menopause.6 They may range from mild to very noticeable. Research shows different races report varying degrees of symptoms. For example, Black women report more symptoms and have them for longer than White women. Asian women are less likely to have symptoms.4

Talk with your doctor about ways you can help manage symptoms. Some may be addressed through lifestyle changes. For some women, hormone replacement therapy (HRT) might be a good choice to help manage symptoms.

Hormone replacement therapy (HRT) 

Hormone therapy (HT) is a broad term for any type of treatment involving hormones. Hormone replacement therapy (HRT) means you are replacing the hormones your body no longer makes.10

The 2 main types of HRT are estrogen therapy and combination therapy. Estrogen therapy may come in a pill, topical patch, gel or spray, or vaginal ring, cream or tablets. Combination therapy has estrogen and progesterone.

Potential benefits of HRT may include:10

  • Less vaginal dryness
  • Fewer hot flashes and night sweats
  • Better sleep
  • Improved mood
  • Irregular bleeding11
  • Lower risk for developing osteoporosis or breaking a bone
  • Lower risk of colon cancer
  • Lower risk of diabetes

HRT may not be right for everyone. Possible increased health risks of HRT include:10

  • Uterine cancer (if you have your uterus and aren’t taking combination therapy)
  • Heart disease (if using HRT 10 years after menopause starts)
  • Blood clots and stroke
  • Gallbladder disease
  • Breast cancer (with long-term use in some people)

Insurance coverage for HRT

Coverage for HRT depends on your health plan. It may vary based on your:

  • Insurance plan and coverage
  • Specific treatment
  • Brand of medication
  • Dose
  • Pharmacy where you fill the prescription

UnitedHealthcare members can sign in to their member site or the UnitedHealthcare app to view their benefits and coverage information.

Nonhormonal menopause symptom remedies

Some people may want to manage menopause symptoms without hormones. These options may help ease certain symptoms, but it’s important to talk with your health care provider about what may be right for you. 

Herbal supplements

Many herbal supplements are marketed for ease of menopausal symptoms. Black cohosh and red clover are herbs marketed for menopause symptoms. Research continues on these and other alternative remedies.12

The U.S. Food and Drug Administration (FDA) does not manage supplements. Also, many supplements can cause problems with medicines. Talk to your health care provider before taking any supplement.

Medication

Several types of antidepressants can be used to treat hot flashes. Gabapentin and clonidine may also help reduce hot flashes and improve sleep. Selective estrogen receptor modulators (SERMs) target tissues that respond to estrogen. They may help with hot flashes and painful intercourse caused by vaginal dryness.3

Vaginal moisturizers and lubricants

Over-the-counter vaginal moisturizers and lubricants can help with dryness and painful intercourse. You may use vaginal moisturizers every 2–3 days, if needed. Lubricants should be applied when you engage in intercourse.

Frequently asked questions about menopause

Tips for life after menopause (postmenopause)

Changing hormones may cause health problems. For example, low estrogen can cause a loss in bone density, which may lead to osteoporosis. Research shows that up to 20% of bone loss can happen during perimenopause and postmenopause.16 Lower estrogen levels can also raise cholesterol levels and raise your risk for heart disease and stroke.17 To care for your health, focus on:18

Eating well

Spinach, low-fat cheese and yogurt, and cereals with added calcium are good for your bones.

Moving your body

Exercise, yoga and lifting weights may help keep your bones and muscles strong. Exercise may also help lower your risk for depression.

Addressing vaginal discomfort

Using a vaginal lubricant may help with dryness and pain, and may make sex more comfortable.

Managing chronic conditions

Addressing high cholesteroldiabetes and high blood pressure may help lower your risk for cardiovascular diseases.

How do I find a provider to help with menopause?

If you’re a member with UnitedHealthcare health insurance, use our provider search. This tool can help you find an OB/GYN or other health care provider who has special training in providing care for women. They can provide guidance on how to live with your symptoms. Be sure to come ready with a list of your symptoms and questions.