What types of mental and behavioral health programs may be covered?

Coverage depends on your specific health plan.

Mental health services, like therapy or counseling, can help on their own or as part of a larger care plan.1 Behavioral health programs, such as coaching, can also be used on their own or with other types of care. Behavioral health can also describe programs and support that help prevent distress and treat mental health conditions.2

You may also have access to additional tools, such as mindfulness programs, stress management and other self-guided resources through the Calm Health app.

Sign in to your member account or the UHC app to view your mental health benefits. 

Sign in to your member account or the UHC app to view your mental health benefits. 

Behavioral health programs for members

These resources may be covered by your health plan at no additional cost.

Calm Health

The Calm Health app offers mindfulness programs designed by psychologists to support your mental well-being. Features may include:

  • Guided meditation, relaxation and sleep support tools 
  • Programs to help manage stress and build resilience 
  • Progress tracking and personalized recommendations

Substance Use Helpline

UnitedHealthcare members and their families can call the Substance Use Helpline for private, anonymous support at no extra cost through their health plan.

If you are worried about yourself or someone you love, call the 24-hour Substance Use Helpline at 1-855-780-5955, TTY 711, to speak with a recovery advocate.

Additional programs may be available to members with health plans through work

These resources may be covered at no additional cost for UnitedHealthcare members who have health plans through work.

Virtual Behavioral Coaching (VBC)

Virtual Behavioral Coaching (VBC) helps you learn ways to handle stress, feeling overwhelmed or exhaustion. It gives you tools to help improve your well-being. Participants may get:

  • Simple tips to manage stress, build resilience and handle challenges
  • Private weekly one-on-one sessions with a dedicated coach

Child and family behavioral coaching

Child and Family Behavioral Health Coaching from Bend Health offers counseling for families with kids ages 1–17 and young adults ages 18–25. This service may include:

  • Monthly online coaching sessions with experienced behavioral health coaches
  • Unlimited messaging support between sessions 
  • Referrals to therapists or psychiatrists if more support is needed

This program may help with anger management, anxiety, attention-deficit/hyperactivity disorder (ADHD), bullying, depression, obsessive-compulsive disorder (OCD), self-esteem issues, sleep problems, technology use concerns, stress, substance use, trauma and other behavioral health needs.

Employee Assistance Program (EAP)

Employee Assistance Programs (EAPs) provide confidential support for personal or work-related concerns. With EAP, you may get:

  • 24/7 access to support
  • Referrals to licensed professionals
  • Short-term counseling at no additional cost

Family Support Program

The Family Support Program helps families navigate complex mental health needs and care transitions.

Support may include:

  • Help creating care plans
  • Guidance during hospital-to-home transitions
  • Resources for managing conditions like autism spectrum disorder (ASD), bipolar disorder, depression and more

This program supports caregivers of children ages 0–17 with mental health needs. It also helps families needing high-level care.

Find a provider to support your mental health

Choosing a mental health provider you feel comfortable with can make a difference in your care experience.

People who identify as LGBTQ+ and allies can search for LGBTQ+ friendly doctors.

Virtual mental health visits

If you don’t want to see a counselor in person, ask local providers if they offer virtual mental health visits. With virtual visits, or teletherapy, you can talk to your provider by phone or video. Getting care from home may feel easier and may fit better into your schedule.

Coverage depends on your plan. Sign in to your member account or the UHC app to see what benefits may be available.

If you don’t want to see a counselor in person, ask local providers if they offer virtual mental health visits. With virtual visits, or teletherapy, you can talk to your provider by phone or video. Getting care from home may feel easier and may fit better into your schedule.

Coverage depends on your plan. Sign in to your member account or the UHC app to see what benefits may be available.

Looking for mental health support without an insurance plan?

Virtual therapy can be a flexible and convenient way to get mental health care. Mind Your Health™, provided by Teladoc Health, gives you access to unlimited online therapy without insurance for one monthly fee.

Crisis and emergency care hotlines available 24/7

If you or a loved one is in distress and need immediate care, help is available 24/7 in English and Español.

Suicide and Crisis Lifeline

Call or text 988 

For emotional distress or suicidal thoughts — if you, your loved one or family member need immediate help, support is available 24/7

Emergency services

Call 911

For immediate, life-threatening needs, including medical crisis, fire, crime or natural disasters 

Substance Use Helpline

Call 1-855-780-5955 TTY 711

For help with alcohol and drug concerns and care

National Domestic Violence Hotline

Call 1-800-799-SAFE (7233) or text "START" to 88788

For crisis intervention and information for victims of domestic violence and those calling on their behalf